Insurances
Dedicated to Patient Accessibility
California Care Recovery has worked hard to become a preferred provider with the majority of major insurance carriers in order to make treatment more affordable and accessible. Access to quality care should be available to anybody seeking treatment for a chronic condition, such as addiction, regardless of their financial situation. It is critical that those suffering from addiction get the appropriate level of treatment in order to achieve sobriety and long-term recovery. At California Care Recovery, we work to ensure that you have insurance coverage or appropriate financial counseling to pay the costs of your addiction treatment to alleviate the worry and pressure associated with obtaining financial aid for rehab treatment.
California Care is in network with:
SUD Detox Residential Insurances
Mental Health Outpatient Insurances
Mental Health Residential Insurances
Substance Use Disorders and Insurance Plans
Often, patients may not get the mental health care they need because they are unsure of where to begin. Consult with your primary care physician or another health care expert if you are experiencing mental health difficulties. Inquire with them about connecting you with appropriate mental health care.
You may use these resources to obtain assistance for yourself, your friends, your family, or your students if you do not have access to a health expert who can assist you in your situation. For far too long, insurance coverage was too complicated, difficult to get, and discriminated against those suffering from mental illnesses and substance use disorders (SUDs). A lack of understanding existed around the fact that mental health and drug use problems are just as essential as physical health and that failing to provide treatment can be debilitating and even life-threatening.
According to the Affordable Care Act (ACA), benefits for mental health and substance use disorders must be equal to those provided by health plans and insurers that provide basic medical and surgical coverage. In practice, however, parity is only significant if health insurance plans execute it properly, customers and providers understand how it works, and sufficient supervision is in place.
Essential Benefits: Addiction and Mental Health Coverage
Mental health and substance use disorder treatment are classified as essential health benefits under all Marketplace insurance plans. This means that every plan must provide coverage for the following services:
- Behavioral health treatment, including psychotherapy and counseling
- Inpatient mental and behavioral health services
- Substance use disorder treatment (also known as substance abuse treatment)
The exact coverage and benefits you receive will vary based on your state and your chosen health plan. Your insurer’s plan documents will include a detailed breakdown of what’s covered. Importantly, all Marketplace plans must:
- Cover pre-existing mental and behavioral health conditions from the start of your coverage
- Provide equal coverage without charging more based on a pre-existing condition, including mental health or substance use disorders
- Prohibit yearly or lifetime dollar limits on essential health benefits
In addition, federal law requires “parity protections” for mental health and addiction services. This means that your insurance provider cannot impose stricter limitations on these services than they do on standard medical or surgical treatments. Parity protections apply to:
- Financial requirements – such as deductibles, copayments, coinsurance, and out-of-pocket maximums
- Treatment limits – including caps on the number of covered days or visits
- Care management – such as requirements for prior authorization before receiving treatment
Services Provided
Your insurance provider may request details about the treatments and programs available at California Care Detox & Treatment to determine your coverage eligibility. We proudly offer a wide range of evidence-based and holistic services, including:
- Psychiatric evaluations
- Residential treatment environment
- Detoxification services
- Substance use disorder treatment
- Dual diagnosis treatment
- Group therapy sessions
- Interventions
- Medication-assisted treatment (MAT)
- Behavior modification
- Psychotherapy
- Relapse prevention
- Aftercare planning
- Alumni support services
Our experienced clinical team will determine your recommended length of stay based on your specific needs and goals. We also work directly with your insurance provider to verify and maximize coverage for the services you receive.